http://dwallyfam.savingadvice.com webmaster@savingadvice.com dwallyfam en-us http://dwallyfam.savingadvice.com/2008/08/31/end-of-august-omg_42737/ Well it is the end of August. Time has flown by really fast. <br /> <br /> This week got paid for a lot of my mystery shopping and audits. Applied those to a bill and will not see it anymore.<br /> <br /> DH has been nagging for a couple of weeks about a new vehicle for me. Ours isn't doing so hot.... Sun, 31 Aug 2008 10:45:31 PST (dwallyfam) http://dwallyfam.savingadvice.com/2008/08/24/sunny-sunday-revalation_42513/ Okay I was out doing some audits for my "part-time" job and realized that I needed to do the grocery shopping. Didn't want to have to drive all the way to the grocery store (kinda out of the way). I was 1 block from the big Super Walmart. All I can say is WOW.<br /> <br /> Normally I try... Sun, 24 Aug 2008 18:47:00 PST (dwallyfam) http://dwallyfam.savingadvice.com/2008/08/23/new-beginnings_42468/ Hi All<br /> <br /> It has been a little while since I updated. A lot of things have changed since the last time I was on.<br /> <br /> 1. I got a new job at work. It is basically a lateral move but it is doing projects. So instead of doing the same thing all the time I will be changing focus every... Sat, 23 Aug 2008 05:55:30 PST (dwallyfam) http://dwallyfam.savingadvice.com/2008/06/29/almost-end-of-june-update_40650/ Well June has been a very busy month in our household. Trying to go on our little enjoyment weeknd, vehicles being renewed, school fees for the kid and just everything else it has been busy. Did manage to put a few dollars in the bank. <br /> __________________________________________<br /> <br /> Our... Sun, 29 Jun 2008 13:14:42 PST (dwallyfam) http://dwallyfam.savingadvice.com/2008/06/08/12-year-update_39896/ Well I decided to see how I was doing on my 2008 goals. <br /> <br /> Financial<br /> We are doing great. Almost have the 2nd mortgage paid off. Saving DH's paycheck. Almost $11K in the bank. Need to work on the frugality part a little more. Reducing spending will come with that.<br /> <br /> Home<br /> <br /> Green... Sun, 08 Jun 2008 15:01:14 PST (dwallyfam) http://dwallyfam.savingadvice.com/2008/05/26/my-beautfiul-day_39402/ Happy Memorial Day everyone. It has been a very good day here. Went to the cemetary to decorate the graves of relatives and attended the 21 gun salute they have every year. <br /> <br /> Been awhile since I have been on. Been trying to do so many things but accomplishing a lot. Since we... Mon, 26 May 2008 12:58:23 PST (dwallyfam) http://dwallyfam.savingadvice.com/2008/04/27/frugality-musing_38298/ HI All<br /> <br /> Well I have been keeping track of anything I do frugally. In the month of April my spending of food items has gone up but I have been mostly buying everything on sale and stockpiling a little more than I normally do. There are some financial experts that tell you not to... Sun, 27 Apr 2008 05:38:07 PST (dwallyfam) http://dwallyfam.savingadvice.com/2008/04/20/3rd-week-of-april-update_38049/ Hi All<br /> <br /> Well this has been an adventurous week. <br /> <br /> DH had to work the dogwatch shift for two nights. It was hard to get used to making no noise at night when he was asleep. Also harder not having him next to me in bed. I just feel safer that way. <br /> _________________________________________<br /> <br /> Have... Sun, 20 Apr 2008 08:23:09 PST (dwallyfam) http://dwallyfam.savingadvice.com/2008/04/12/2nd-week-of-april_37764/ Well this week I have been working on decluttering the office. I have gotten rid of so much stuff (mostly through freecycle) that DH thinks he next to be gone. <br /> <br /> Went to the farmers market today. Not much available since it was so cold. Didn't spend anything there but went to... Sat, 12 Apr 2008 18:31:44 PST (dwallyfam) http://dwallyfam.savingadvice.com/2008/04/06/first-week-of-april_37485/ Well it was a gorgeous day Saturday. I did have to work for a few hours but then DH and I spent a little time outside tidying up the yard. Waiting for spring in all her glory to get here. Waiting to be able to plant my gardens<br /> <br /> A few of the neighbors came by and chatted. Seems... Sun, 06 Apr 2008 05:45:01 PST (dwallyfam) http://dwallyfam.savingadvice.com/2008/04/03/first-three-days-of-april_37379/ Well the first three days of April have been going pretty smooth. Been bringing lunch and spending very little. Biggest expense was getting gas for DH truck. It was $65 but not bad considering we are carpooling together. <br /> <br /> Was told at work they need help so I will be workinig... Thu, 03 Apr 2008 15:37:33 PST (dwallyfam) http://dwallyfam.savingadvice.com/2008/03/30/end-of-march-update_37154/ I will get paid tomorrow. since it will be busy I decided to go ahead and pay the bills today. Will hold off on mailing them until I see the deposit in my account. Things are looking good. I also sent DHs paycheck to the savings account and have money set aside to take out for... Sun, 30 Mar 2008 05:15:46 PST (dwallyfam) http://dwallyfam.savingadvice.com/2008/03/26/my-frugality-musing_37050/ Well I have started to keep track of the ways I am saving money and becoming more green and publishing them. Instead of just keeping them in my calendar<br /> <br /> Tuesday<br /> <br /> - all food from home<br /> - carpooled with DH<br /> - picked up some mystery shops<br /> - dumpster dived some office supplies from... Wed, 26 Mar 2008 18:32:26 PST (dwallyfam) http://dwallyfam.savingadvice.com/2008/03/23/update-on-my-frugality_36937/ Well we have been doing great in the dwallyfam household. We have been saving like mad people. Even DH is really on board with this (which is kinda scary). We have made savings goal for this month and well still have a couple of paychecks to go. <br /> <br /> I have been freecycling a lot... Sun, 23 Mar 2008 06:11:47 PST (dwallyfam) http://dwallyfam.savingadvice.com/2008/03/01/february-musings_36126/ Well February was a weird month. We did meet our savings goal. It was a more expensive month as we all had to go to the Dr. for various repiratory ills. Meds alone got to us. At least we are feeling better. <br /> <br /> This month with the tax refunds and my bonus we are expected to pay... Sat, 01 Mar 2008 06:10:24 PST (dwallyfam) http://dwallyfam.savingadvice.com/2008/02/23/resting-and-relaxing_35906/ Well since we have all been sick we decided not to do a whole lot this weekend. I have gone grocery shopping and personal shopping. Went to the stock up store and shouldn't have to do a whole lot for awhile. <br /> <br /> Did take DD to the Dr. today as she was have a super runny nose and... Sat, 23 Feb 2008 14:33:40 PST (dwallyfam) http://dwallyfam.savingadvice.com/2008/02/21/10-things-i-have-learned-from-my-parents_35846/ My dad will turn 77 this year. Over the past couple of years since my mom died I have learned some valuable lessons<br /> <br /> 1. Forgive. Our parents were only doing what they thought was right at the time. <br /> <br /> 2. Forgetfulness - As time goes on they will forget some things but don't... Thu, 21 Feb 2008 18:50:29 PST (dwallyfam) http://dwallyfam.savingadvice.com/2008/02/21/our-first-eat-out-day-this-month_35845/ Well DH is on the mend. But he wanted some chicken noodle soup. Guess who didn't have any in the house. Since we have been having bad weather all day I went to the Panera that is a block from work and picked up some chicken noodle soup for all of us. Wasn't a bad price for not... Thu, 21 Feb 2008 18:40:30 PST (dwallyfam) http://dwallyfam.savingadvice.com/2008/02/19/dh-still-sick_35764/ Well DH spent the day in bed. Kept calling and moaning about how bad he felt. Told him he needed to eat and take a shower and then let me know how he feels. When I get home he says he did all that and feels a little better. Kinda worried about working in the cold air tomorrow.... Tue, 19 Feb 2008 14:59:25 PST (dwallyfam) http://dwallyfam.savingadvice.com/2008/02/18/taxes-and-sick-day_35735/ Hello all<br /> <br /> Well I have plodding along in trying to be more frugal. Right now we are saving DHs income and living off of mine. <br /> <br /> Had our taxes done today. We are getting back and that will pay for our season tickets to arena football and pay for my new desk. <br /> <br /> DH wasn't feeling... Mon, 18 Feb 2008 15:09:31 PST (dwallyfam)